Surplus Lines Declination Requirement
Requirements:
This document contains a list of the coverage codes and the minimum number of declining carriers required to be reported with each new and renewal surplus lines policy in Tennessee.
| Commercial Property | ||
Code # | Description | # of Declinations |
1000 | Commercial Property | 1 |
1001 | Builders Risk – Commercial | 1 |
1002 | Business Income | 1 |
1003 | Apartments – Commercial | 3 |
1004 | Boiler and Machinery | 1 |
1005 | Commercial Package | 1 |
1006 | Condominium Package – Commercial | 3 |
1007 | Crop Hail | 1 |
1008 | Difference In Conditions | 1 |
1009 | Earthquake | 1 |
1010 | Flood – Commercial | 1 |
1011 | Glass – Commercial | 1 |
1012 | Mortgage Impairment | 1 |
1013 | Windstorm and/or Hail – Commercial | 1 |
1014 | Mold Coverage – Commercial | 1 |
1015 | Sinkhole Coverage – Commercial | 1 |
1016 | Excess Flood – Commercial | 1 |
1017 | Collateral Protection (Force Placed Coverage) | 1 |
1018 | Fire | 3 |
| Residential Property | ||
Code # | Description | # of Declinations |
2000 | Homeowners – HO-1 | 3 |
2001 | Homeowners – HO-2 | 3 |
2002 | Homeowners – HO-3 | 3 |
2003 | Homeowners – HO-4 Tenant | 3 |
2004 | Homeowners – HO-5 | 3 |
2005 | Homeowners – HO-6 Condo Unit Owners | 3 |
2006 | Homeowners – HO-8 | 3 |
2007 | Builders Risk – Residential | 3 |
2008 | Flood – Personal | 1 |
2009 | Dwelling Property | 3 |
2010 | Farmowners Multi-Peril | 3 |
2011 | Mobile Homeowners | 3 |
2012 | Windstorm – Residential | 3 |
2013 | Mold Coverage – Residential | 3 |
2014 | Sinkhole Coverage – Residential | 3 |
2015 | Excess Flood – Residential | 3 |
| Ocean Marine | ||
Code # | Description | # of Declinations |
3000 | Marina Operators Legal Liability – Taxable | 1 |
3001 | Marine Liabilities Package – Taxable | 1 |
3002 | Ocean Marine-Hull and/or Protection & Indemnity | 1 |
3003 | Ocean Cargo Policy | 1 |
3004 | Ship Repairers Legal Liability | 1 |
3005 | Stevedores Legal Liability | 1 |
3006 | Personal & Pleasure Boats & Yachts | 3 |
3007 | Ocean Marine Builders Risk | 1 |
3008 | Longshoremen (Jones Act) | 1 |
3010 | Marina Operators Legal Liability – Non-Taxable | 1 |
3011 | Marine Liabilities Package – Non-Taxable | 1 |
| Inland Marine | ||
Code # | Description | # of Declinations |
4000 | Inland Marine – Commercial | 1 |
4001 | Inland Marine – Personal | 3 |
4002 | Motor Truck Cargo | 1 |
4003 | Jewelers Block | 1 |
4004 | Furriers Block | 1 |
4005 | Contractors Equipment | 1 |
4006 | Electronic Data Processing | 1 |
| Liability | ||
Code # | Description | # of Declinations |
5000 | Commercial General Liability | 1 |
5001 | Commercial Umbrella Liability | 1 |
5002 | Directors & Officers Liability – Profit | 1 |
5003 | Directors & Officers Liability – Non-Profit | 1 |
5004 | Educator Legal Liability | 3 |
5005 | Employment Practices Liability | 1 |
5006 | Excess Commercial General Liability | 1 |
5007 | Excess Personal Liability | 3 |
5008 | Liquor Liability | 1 |
5009 | Owners & Contractors Protective Liability | 1 |
5010 | Personal Umbrella | 3 |
5011 | Personal Liability | 3 |
5012 | Pollution & Environment Liability | 1 |
5013 | Product & Completed Operations Liability | 1 |
5014 | Public Officials Liability | 1 |
5015 | Police Professional Liability | 1 |
5016 | Media Liability | 1 |
5017 | Railroad Protective Liability | 1 |
5018 | Asbestos Removal & Abatement | 1 |
5019 | Guard Service Liability | 1 |
5020 | Special Events Liability | 1 |
5021 | Miscellaneous Liability | 1 |
5022 | Cyber Liability | 1 |
| Medical Malpractice | ||
Code # | Description | # of Declinations |
6000 | Hospital Professional Liability | 1 |
6001 | Miscellaneous Medical Professionals | 1 |
6002 | Nursing Home Professional Liability | 1 |
6003 | Physician/Surgeon, Dentist Professional Liability | 1 |
| Errors & Omissions | ||
Code # | Description | # of Declinations |
7000 | Architects & Engineers Liability | 3 |
7001 | Insurance Agents & Brokers E&O | 3 |
7002 | Lawyers Professional Liability | 3 |
7003 | Miscellaneous E&O Liability | 3 |
7004 | Real Estate Agents E&O | 3 |
7005 | Software Design Computer E&O | 3 |
| Automobile Coverages | ||
Code # | Description | # of Declinations |
8000 | Commercial Auto Liability | 1 |
8001 | Commercial Auto Excess Liability | 1 |
8002 | Commercial Auto Physical Damage | 1 |
8003 | Dealers Open Lot | 1 |
8004 | Garage Liability | 1 |
8005 | Garage Keepers Legal | 1 |
8006 | Private Passenger Auto-Physical Damage Only | 3 |
8007 | Personal Excess Auto Liability | 3 |
| Aircraft | ||
Code # | Description | # of Declinations |
9000 | Commercial Aircraft Hull and/or Liability | 1 |
9001 | Airport Liability | 1 |
9002 | Aviation Cargo | 1 |
9003 | Aviation Product Liability | 1 |
9004 | Hangarkeepers Legal Liability | 1 |
9005 | Personal & Pleasure Aircraft | 3 |
| Crime | ||
Code # | Description | # of Declinations |
1100 | Bankers Blanket Bond | 1 |
1101 | Blanket Crime Policy | 1 |
1102 | Employee Dishonesty | 1 |
1103 | Identity Theft | 3 |
1104 | Deposit Forgery | 1 |
1105 | Miscellaneous Crime | 1 |
| Miscellaneous | ||
Code # | Description | # of Declinations |
1200 | Accident & Health | 3 |
1201 | Credit Insurance | 3 |
1202 | Animal Mortality | 3 |
1203 | Mortgage Guaranty | 1 |
1204 | Worker’s Compensation – Excess Only | 1 |
1205 | Product Recall | 1 |
1206 | Kidnap/Ransom | 1 |
1207 | Surety | N/A |
1208 | Weather Insurance | 1 |
1209 | Prize Indemnification | 1 |
1210 | Travel Accident | 3 |
1211 | Terrorism | 1 |
1212 | Fidelity | 1 |